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CONSUMER RIGHTS - Q&A


LET'S WORK THESE OUT

1. Talk to people around you and find out one or two instances of their getting exploited in the market.
(Answer will vary based on personal experience. Here is a sample answer)
Instance 1: My neighbour bought a packet of biscuits from a local shop. The shopkeeper charged Rs. 2 extra for cooling charges, which is above the Maximum Retail Price (MRP). This is a case of overcharging.
Instance 2: A friend purchased a pair of shoes which tore within two days of walking. The shopkeeper refused to exchange them or provide a refund, claiming "no guarantee". This is a case of selling defective goods.

2. Based on the discussion with such people, decide which legal measures were taken by them to solve the problem.
(Sample Answer)
In most cases, people did not take legal action due to the small amount of money involved or lack of awareness. However, in the case of a faulty refrigerator where the company refused service, the consumer sent a legal notice to the company citing the warranty card, which eventually led to the company replacing the compressor.



LET'S WORK THESE OUT

1. For the following (You are buying) – What checks would you keep in mind?
1. Medicines: Check the Expiry Date, Batch Number, Manufacturing Date, and ensure the seal is intact.
2. LPG Cylinder: Check the seal integrity, net weight, and ensure there is no leakage.
3. Chocolates: Check for the green/brown dot (veg/non-veg), Manufacturing and Expiry Date, and MRP.
4. Vegetable Oil: Check for the 'Agmark' logo to ensure purity, Expiry Date, and integrity of the packaging.
5. Electronics: Check for the 'ISI' mark (for safety standards), Warranty Card, and ask for a proper Bill with GST.

2. Pick up a few packaged goods that you want to buy and examine the information given. In what ways are they useful?
Information found on packaged goods: MRP, Net Weight, Manufacturing Date, Expiry Date, Ingredients, Manufacturer's Address, Customer Care Number.
Usefulness:
1. MRP: Ensures we are not overcharged.
2. Expiry Date: Ensures the product is safe to consume.
3. Ingredients: Helps people with allergies or dietary preferences know what they are eating.
4. Customer Care: Provides a way to complain or give feedback.

3. People make complaints about the lack of proper services from public facilities such as sanitation, transport, water and electricity. In what ways do you think people can intervene?
People can intervene by:
1. Filing complaints with the respective department's local office.
2. Using the Right to Information (RTI) Act to demand details on why services are deficient.
3. Forming Resident Welfare Associations (RWAs) to collectively represent grievances.
4. Approaching consumer courts if they are paying for these services and not receiving them.



LET'S WORK THESE OUT

1. Look at the poster '30-Grahak-30' on page 82 and explain the need for Consumer Protection Act 1986.
The poster likely depicts various ways consumers are exploited. The Consumer Protection Act 1986 (COPRA) is needed to:
1. Protect consumers from unfair trade practices like adulteration, black marketing, and hoarding.
2. Provide a legal mechanism (Consumer Forums) for simple, speedy, and inexpensive redressal of grievances.
3. Recognize and enforce consumer rights such as the right to safety, information, and choice.

2. Find out the details of who provides legal aid to consumers in the nearest consumer court.
Legal aid in consumer courts is often provided by:
1. State Legal Services Authorities: They provide free legal aid to eligible consumers (like those with low income).
2. Consumer Organizations/NGOs: Many NGOs help consumers file cases and represent them if needed.
3. Legal Aid Clinics: Attached to law colleges or district courts.

3. The following are some of the catchwords of consumer rights. Search for the case details in the following and categorize the rights which were denied to the consumers.

• You don't have to practise the medical profession to know that... (Reza's Case)
Case: Reza suffered from anesthesia negligence during a minor surgery, affecting his mental health.
Right Denied: Right to Safety (Protection against hazardous services) and Right to Seek Redressal.


• "You will sell what I wish to sell" (Raman's Case)
Case: Raman wanted to buy only powder, but the shopkeeper insisted he buy soap with it.
Right Denied: Right to Choose (Consumer has the right to select goods at competitive prices).


• "Can I have my money back?" (Abirami's Case)
Case: Abirami joined a coaching centre but found the quality poor. They refused to refund her fees when she opted out.
Right Denied: Right to Seek Redressal (Right to get compensation for unfair trade practices).


• "...but I want to check the ingredients." (Rama's Case)
Case: Rama wanted to verify ingredients/expiry on a packet, but the shopkeeper covered it or refused to show.
Right Denied: Right to Information (Right to be informed about quality, quantity, potency, purity, standard and price).



LET'S WORK THESE OUT

1. Arrange the following in the correct order.
(a) You notice that the dealer has given you a defective commodity.
(b) You send a notice to the dealer and then file a complaint in the consumer court.
(c) You save money and go to a shop to buy a property.
(d) You file a case in the district consumer court.
(e) You buy a property after agreeing on the price and getting a receipt.
(f) The court passes a verdict in your favour.
(g) You get a copy of the court verdict.
Correct Order:
(c) You save money and go to a shop to buy a property.
(e) You buy a property after agreeing on the price and getting a receipt.
(a) You notice that the dealer has given you a defective commodity.
(b) You send a notice to the dealer and then file a complaint in the consumer court.
(d) You file a case in the district consumer court.
(f) The court passes a verdict in your favour.
(g) You get a copy of the court verdict.

2. What is the difference between the consumer protection council and the consumer court?
Consumer Protection Council: These are bodies formed at district, state, and national levels to promote and protect the rights of consumers. They create awareness and guide consumers on how to file cases, but they do not pass judgments.
Consumer Court (Consumer Disputes Redressal Commission): These are quasi-judicial bodies (courts) established to hear cases and resolve disputes. They have the power to punish culprits, order compensation, and enforce the law.



EXERCISES


1. Why are rules and regulations required in the marketplace? Illustrate with a few examples.
Rules and regulations are required to protect consumers from exploitation and unfair trade practices. Individual consumers are often weak compared to powerful producers.
Examples:
1. Adulteration: Without rules, milkmen might add water to milk or traders might mix stones in rice.
2. False Claims: A company might claim a powder increases height without scientific proof. Rules prevent such misleading ads.
3. Safety: Electronic items without safety standards (like ISI) can cause electric shocks or fires.

2. What are the factors that gave birth to the consumer movement in India? Trace its evolution.
Factors:
1. Rampant food shortages and hoarding.
2. Black marketing and adulteration of food and edible oil.
3. Lack of legal recourse for consumers.
Evolution:
- 1960s: Started as a social force with articles and exhibitions.
- 1970s: Formation of consumer groups to look into malpractices in ration shops and overcrowding in transport.
- 1986: The movement resulted in the enactment of the Consumer Protection Act (COPRA), a major landmark.

3. Explain the need for consumer consciousness by giving two examples.
Consumer consciousness is needed to avoid being cheated and to ensure we get value for money.
Example 1: While buying a fan, a conscious consumer will look for the ISI mark. If they don't, they might buy a substandard product that is dangerous.
Example 2: While buying medicine, a conscious consumer checks the expiry date. Without this, they might consume expired medicine which is harmful to health.

4. Mention a few factors which cause exploitation of consumers.
1. Limited Information: Consumers often don't have full knowledge about the product/service.
2. Limited Supply: When goods are scarce, sellers can dictate terms and prices (hoarding).
3. Limited Competition: In monopolies, producers can charge high prices and offer low quality.
4. Illiteracy: Consumers who cannot read labels are easily duped.

5. What is the rationale behind the enactment of Consumer Protection Act 1986?
The rationale was to protect the interest of consumers against exploitation. Earlier, consumers had to go to ordinary courts, which was expensive and time-consuming. COPRA 1986 established a specific three-tier quasi-judicial machinery (District, State, National) to provide simple, speedy, and inexpensive redressal to consumer grievances.

6. Describe some of your duties as consumers if you visit a shopping complex in your locality.
1. Check the MRP and bargain if the seller asks for more.
2. Check the Manufacturing and Expiry dates on packaged goods.
3. Ask for a Cash Memo (Bill) to have proof of purchase.
4. Look for quality certification marks like Agmark, ISI, or Hallmark depending on the product.

7. Suppose you buy a bottle of honey and a biscuit packet. Which logo or mark you will have to look for and why?
Honey: Look for the Agmark logo. It certifies the purity and quality of agricultural products like honey.
Biscuit: Look for the ISI mark (or FSSAI logo). It ensures the food safety and standard of the product.

8. What legal measures were taken by the government to empower the consumers in India?
1. Enactment of the Consumer Protection Act (COPRA) 1986 (and later 2019).
2. Establishment of a three-tier judicial machinery (District, State, National commissions).
3. Enactment of the Right to Information (RTI) Act 2005.
4. Standardization of products through bureaus like BIS (ISI mark) and Agmark.

9. Mention some of the rights of consumers and write a few sentences on each.
1. Right to Safety: Protection against goods/services hazardous to life (e.g., faulty electricals).
2. Right to Information: Right to know details like ingredients, price, and expiry date.
3. Right to Choose: Right to select from a variety of goods at competitive prices.
4. Right to Seek Redressal: Right to get compensation for unfair trade practices.
5. Right to Represent: Right to be heard in consumer forums.

10. By what means can the consumers express their solidarity?
Consumers can express solidarity by:
1. Forming Consumer Groups or forums to fight against malpractices.
2. Participating in awareness campaigns.
3. Observing National Consumers' Day (December 24).
4. Collectively boycotting products that use unfair practices.

11. Critically examine the progress of consumer movement in India.
Positive Progress: The movement has successfully enacted laws (COPRA), created a vast network of consumer courts, and increased awareness through campaigns like "Jago Grahak Jago".
Challenges/Critique: The process of redressal is still becoming expensive and time-consuming. Lawyers are often needed. There is still low awareness among the rural illiterate population. Enforcement of laws is sometimes weak.

12. Match the following.
(i) Availing details of ingredients of a product -> (e) Right to Information
(ii) Agmark -> (c) Certification of edible oil and cereals
(iii) Accident due to faulty engine in a scooter -> (a) Right to Safety
(iv) District Consumer Commission -> (b) Dealing with consumer cases
(v) Consumer International -> (f) Global level institution of consumer welfare groups
(vi) Bureau of Indian Standards -> (d) Agency that develops standards for goods and services

13. Say True or False.
(i) COPRA applies only to goods.
False. (It applies to both goods and services).
(ii) India is one of the many countries that have exclusive courts for consumer redressal.
True.
(iii) When a consumer feels that he has been exploited, he must file a case in the District Consumer Commission.
True. (Assuming the claim value is within the district limit).
(iv) It is worthwhile to move to consumer courts only if the damages incurred are of high value.
False. (Consumers should fight against injustice even for small values to discourage unfair practices).
(v) Hallmark is the certification maintained for standardisation of jewellery.
True.
(vi) The consumer redressal process is very simple and quick.
False. (In reality, it can be time-consuming and sometimes expensive due to lawyer fees).
(vii) A consumer has the right to get compensation depending on the degree of the damage.
True.

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Quick Review Flashcards - Click to flip and test your knowledge!
Question
In what two primary roles do individuals participate in the market?
Answer
Individuals participate as both producers and consumers.
Question
Why are rules and regulations required for workers in the unorganised sector?
Answer
They protect workers from low wages and conditions that are unfair or harmful to health.
Question
In the informal financial sector, what tactic do moneylenders use to bind borrowers?
Answer
They may force producers to sell produce at low rates or seize land to repay loans.
Question
What common response do sellers give to consumers complaining about a faulty product?
Answer
Sellers often try to shift all responsibility to the buyer by suggesting they shop elsewhere.
Question
List three common ways consumers are exploited by traders in the marketplace.
Answer
Exploitation occurs through under-weighing, hidden charges, and the sale of adulterated or defective goods.
Question
Under what market condition do producers gain the power to manipulate prices and information?
Answer
Producers gain power when they are few and large, while consumers are scattered and buy in small amounts.
Question
What false claim did a global milk powder company make for years regarding its product?
Answer
The company claimed its baby milk powder was more scientific and better than mother's milk.
Question
The Indian consumer movement as a 'social force' originated to protect consumers from _____.
Answer
unethical and unfair trade practices
Question
Which four factors led to the birth of the organised consumer movement in India during the 1960s?
Answer
Rampant food shortages, hoarding, black marketing, and adulteration of food and edible oil.
Question
Until the 1970s, what were the primary activities of consumer organisations in India?
Answer
They were largely engaged in writing articles and holding exhibitions.
Question
What change in responsibility resulted from the international consumer movement?
Answer
The responsibility for ensuring the quality of goods and services shifted from the buyer to the seller.
Question
In 1985, which international body adopted guidelines for consumer protection?
Answer
The United Nations.
Question
What is the global umbrella body for consumer advocacy groups called?
Answer
Consumers International.
Question
What is the full name of the major consumer legislation enacted by the Indian government in 1986?
Answer
The Consumer Protection Act, popularly known as COPRA.
Question
Define the 'Right to Safety' as it applies to consumers.
Answer
It is the right to be protected against the marketing of goods and services hazardous to life and property.
Question
In the case of Reji Mathew, why was the hospital held responsible by the National Commission?
Answer
The hospital was found responsible for medical negligence due to improper administration of anaesthesia.
Question
Why is it mandatory for manufacturers to display product details like expiry dates on packaging?
Answer
Consumers have a legal right to be informed about the particulars of the goods and services they purchase.
Question
If a consumer finds a product defective within its expiry period, what action can they take?
Answer
The consumer can ask for a replacement or compensation from the manufacturer or shopkeeper.
Question
What does the acronym 'MRP' stand for on consumer packaging?
Answer
Maximum Retail Price.
Question
How can consumers use the MRP to their advantage during a purchase?
Answer
Consumers can bargain with the seller to buy the product at a price lower than the printed MRP.
Question
What law, enacted in October 2005, allows Indian citizens to access information about government departments?
Answer
The Right to Information (RTI) Act.
Question
How did the RTI Act assist Amritha, the engineering graduate?
Answer
It forced the government department to reveal her interview results, leading to her appointment letter.
Question
Define the consumer's 'Right to Choose'.
Answer
Any consumer receiving a service has the right to choose whether to continue that service, regardless of age or gender.
Question
Give an example of a situation where the 'Right to Choice' is commonly denied in the market.
Answer
A gas dealer insisting a consumer must buy a stove from them to receive a new gas connection.
Question
In the case of Abirami, why did the Consumer Commission fine the coaching institute?
Answer
The institute was fined for a frivolous appeal and for denying a refund when the student opted out of the course.
Question
What restriction did the State Commission place on educational institutions regarding fee collection?
Answer
Institutions are restrained from charging the entire course fee in advance as a lump sum.
Question
Where should a consumer go to seek justice against unfair trade practices?
Answer
The consumer should approach the appropriate Consumer Disputes Redressal Commission (Consumer Forum).
Question
The Consumer Protection Act provides the right to get _____ depending on the degree of damage incurred.
Answer
compensation
Question
What is a 'Class Action Suit' in the context of consumer complaints?
Answer
A legal complaint filed by a group of consumers together rather than as an individual.
Question
What is the primary difference between a Consumer Protection Council and a Consumer Commission?
Answer
Councils provide guidance and advocacy, while Commissions are quasi-judicial bodies that pass verdicts.
Question
Which tier of the redressal machinery handles cases with claims up to Rs 1 crore?
Answer
The District Consumer Disputes Redressal Commission.
Question
What is the claim value range for cases handled by the State Consumer Disputes Redressal Commission?
Answer
Claims between Rs 1 crore and Rs 10 crore.
Question
Which body deals with consumer claims that exceed Rs 10 crore?
Answer
The National Consumer Disputes Redressal Commission.
Question
If a case is dismissed at the District level, what is the consumer's next legal step?
Answer
The consumer can appeal the decision in the State Commission and then the National Commission.
Question
What is the purpose of the 'ISI' and 'Agmark' logos on products?
Answer
These logos assure consumers that the product meets specific quality and safety standards.
Question
For which types of products is certification by standardisation organisations mandatory?
Answer
Products affecting health and safety, such as LPG cylinders, cement, and packaged drinking water.
Question
On which date does India observe National Consumers’ Day?
Answer
24 December.
Question
Why was 24 December chosen as National Consumers’ Day in India?
Answer
It commemorates the day the Indian Parliament enacted the Consumer Protection Act in 1986.
Question
What is the certification mark used for the standardisation of jewellery in India?
Answer
Hallmark.
Question
What does the '+F' logo on food packaging signify?
Answer
It indicates that the food is fortified with key nutrients (Sampoorna Poshan Swasth Jeevan).
Question
Identify one major challenge that makes the consumer redressal process difficult for individuals.
Answer
The process can be cumbersome, expensive, and time-consuming, often requiring the hiring of lawyers.
Question
Why is it often difficult for consumers to provide evidence in a commission proceeding?
Answer
Evidence is hard to gather because cash memos are frequently not issued for small retail purchases.
Question
How did the 2019 amendment to COPRA affect the liability of service providers?
Answer
It held manufacturers and service providers responsible for deficiencies, potentially leading to imprisonment.
Question
What new method of dispute resolution was encouraged by the 2019 amendment of COPRA?
Answer
Settlement through a neutral intermediary called a mediator outside the Commission.
Question
The logo 'Agmark' is typically found on which category of goods?
Answer
Edible oils and cereals.
Question
What does the Bureau of Indian Standards (BIS) do?
Answer
It is the agency responsible for developing quality standards for goods and services in India.
Question
In the process of filing a case, what document does the Commission send to the 'other party'?
Answer
A notice.
Question
What is 'adulteration' in the context of marketplace exploitation?
Answer
The practice of mixing inferior or harmful substances into food or other products.
Question
Under the Consumer Protection Act, what is the 'Right to Representation'?
Answer
The right of consumers to be heard in various forums set up for their welfare.
Question
What is 'hoarding' as a trade malpractice?
Answer
The illegal act of storing large quantities of goods to create artificial scarcity and raise prices.
Question
Which right is exercised when a consumer reads the 'directions for use' on a medicine packet?
Answer
The Right to Information.
Question
Which right is a consumer exercising when they demand a refund for a defective appliance?
Answer
The Right to Redressal.
Question
Why is 'consumer education' considered a right under the 1986 Act?
Answer
It empowers consumers to acquire knowledge and skills to be well-informed and conscious of their rights.
Question
What role do Residents’ Welfare Associations play in consumer protection?
Answer
They can take up cases of unfair trade practices on behalf of their members.
Question
What does the phrase 'Jago Grahak Jago' mean?
Answer
It is a government awareness campaign slogan meaning 'Wake Up, Consumer'.
Question
What does the 'Ecomark' logo signify on a product?
Answer
It signifies that the product satisfies specific environmental criteria.
Question
According to the textbook, why is standardisation not compulsory for all products?
Answer
Standardisation organisations develop standards for many items, but mandatory certification is reserved for high-risk products.
Question
How did the 2019 amendment to COPRA address the modern trend of online shopping?
Answer
It explicitly included 'buying through the internet' within the scope of consumer protection.
Question
Concept: Consumer Forum
Answer
Definition: Voluntary organisations that guide consumers and represent them in redressal commissions.
Question
What action can be taken against someone selling medicines past their expiry date?
Answer
Severe legal action can be taken against them for violating safety and information rights.